Planning for a Loved One with Multiple Sclerosis or Other Disabilities in Kentucky

Watching a loved one navigate life with multiple sclerosis or another disability can be both inspiring and overwhelming. We know you want to make sure they have everything they need, not just today, but for the future. While it is easy to focus on immediate care and support, taking time to plan ahead can make all the difference in ensuring they are protected financially and legally in the years to come.

At Kentucky Elder Attorney, we know that planning for a loved one with a disability comes with unique challenges. Whether you are a parent, spouse, or caregiver, understanding your legal options can help you create a plan that offers both security and peace of mind. By taking proactive steps now, you can help safeguard your loved one’s future while preserving important benefits.

One of the most effective tools for ensuring financial stability is a special needs trust. Many families do not realize that leaving assets directly to a loved one with a disability can jeopardize their eligibility for Medicaid or Supplemental Security Income (SSI). A properly structured trust allows them to receive financial support without risking access to these essential benefits.

It is also important to establish durable powers of attorney and health care planning tools so that a trusted individual can make financial and medical decisions if needed. Without these legal tools in place, families may have to go through an expensive and time-consuming guardianship process just to handle everyday matters.

For families thinking about long-term care, Medicaid planning is another critical consideration. Medicaid eligibility rules can be complicated, and planning ahead can help ensure your loved one continues receiving the care they need without unnecessary financial hardship.

We know this article raises more questions than it answers. Our firm offers a number of legal services designed to help you and your family. We understand that not everyone can come into our office. Unlike other firms, we can make arrangements to come to you. Let us know when you call us at (502) 348–4873 to set an appointment or fill out our contact form, and we will contact you to coordinate a meeting based on your individual needs.